The Chase Freedom Flex card gives you cash back on travel and shopping, without charging you a yearly fee. It’s a great card for saving money on your trips. This guide explains how to use your travel cash back and how to get the most rewards.
Main Points:
- Earn cash back on travel and shopping.
- Use points for travel, cash back, or gift cards.
- Pair with other Chase cards to earn more rewards.
- Comes with travel insurance for extra protection.
- No yearly fee, so it’s free to use.
How Chase Freedom Flex Travel Cash Back Works
What is the Chase Freedom Flex?
This card helps you earn cash back in different ways. It gives extra rewards on certain things you buy. Here’s what you get:
- 5% cash back on special bonus categories (up to $1,500 every three months)
- 5% cash back on travel booked through Chase Travel
- 3% cash back on dining and drugstores
- 1% cash back on everything else
How to Use Your Cash Back
You don’t get cash directly. Instead, you earn points called Chase Ultimate Rewards. You can turn these points into cash, travel, or gift cards. There’s no minimum amount to redeem your points.
Why Use This Card for Travel?
- Flexible options: Use points for travel or cash back.
- No fee: You don’t pay anything to use the card.
- Travel protections: Get help if your trip is canceled or if you have an emergency.
How to Use Travel Cash Back with Chase
Chase Ultimate Rewards Portal
To use your points for travel, go to the Chase Ultimate Rewards website. You can book flights, hotels, and more from there.
How to Book Travel
Use your points to book travel and get more value. For example, 60,000 points can give you $750 for travel. Here’s how it works:
- Search for travel options.
- Pay with points, or use points and cash together.
- Confirm and enjoy your trip!
Mixing Points and Cash
If you don’t have enough points, you can pay with both points and cash. This way, you can still book travel even if you don’t have many points.
How to Get the Most Cash Back
Use Bonus Categories
To earn the most, focus on the categories that give you 5% cash back. These categories change every three months. To get the most rewards:
- Activate the bonus categories each quarter.
- Use your card for these purchases to earn more points.
Combine with Other Chase Cards
If you have other Chase cards, you can combine your points for even more rewards. You can transfer points to another card for better travel deals.
Other Ways to Use Your Points
Get Cash Back
Turn your points into cash by using them as a credit on your card or transferring them to your bank.
Get Gift Cards
Use your points to get gift cards for popular stores like Amazon and Target.
Shop with Points
You can also use your points to shop directly on some websites like Amazon.
Travel Insurance and Protections
Trip Cancellation Insurance
If your trip is canceled, you can get up to $1,500 per person or $6,000 per trip back.
Car Rental Coverage
You can use the card’s coverage when renting a car, so you don’t have to pay for extra insurance.
Emergency Help
If you have an emergency while traveling, you can get help with things like lost luggage or finding a doctor.
Extra Perks for Travelers
No Yearly Fee
You don’t have to pay a yearly fee for this card, but you still get all the rewards.
0% Interest for 15 Months
For the first 15 months, you won’t pay interest on new purchases or balance transfers.
Referral Bonuses
If you refer a friend and they get the card, you’ll earn extra rewards.
Conclusion
The Chase Freedom Flex card is great for travelers who want rewards without paying a yearly fee. You can use your points for travel, cash back, or gift cards. If you use other Chase cards, you can get even more value. This card helps you save money and makes travel easier.